Cheap Home Insurance Rates

Compare Home Insurance Rates for Stay at Home Moms

Find your opportunity in the directories, or get listed.

Party Plan Directory
MLM Directory
Work with Me

Cheap Home Insurance Rates - Compare Home Insurance Rates for Stay at Home Moms

save on homeowners or renters insurance
Cheap home insurance rates, or, at least, cheaper than you are currently getting, are possible these days when you compare home insurance rates.

And let's not forget the importance of a renters insurance estimate for all stay at home moms.

If you are a stay-at-home mom, chances are your house is stuffed with all sorts of things you can't do without.

You might have a home office with valuable computer equipment, a jewelry box filled with great-grandma's priceless rubies, or a collection of beanie babies that would be difficult to replace if stolen.

Maybe your family lives a more simplistic life and gets by without a lot of surplus.

But what would happen if you lost everything?

Could you live with just one set of clothes?

How difficult would it be to replace the basic necessities of life if your home was in a fire or a flood?

Homeowners and renters insurance can help you through the aftermath of an unexpected event.

As a stay at home mom, it's important to make sure you are adequately covered and compare home insurance rates out there.

If you're a renter, it would be wise to consider getting a renters insurance estimate on your belongings.

Cheap Home Insurance Rates

If you have a mortgage, you have homeowner's insurance. It's required when you buy a home to protect the finance company's investment.

Often the cost is rolled into your monthly house payment or mortgage; however, you might want to check your policy to see what it is costing, what it really protects against, and if it's possible to take advantage of a policy that offers good coverage at cheap home insurance rates.

A standard homeowner's policy should cover the following things: property damage, burglary/theft, and personal injury claims. If your policy doesn't cover these things, shop around.

With all the cheap home insurance rates out there, a typical stay at home mom should have lots of choices. Keep in mind there are some things your homeowner's policy won't cover. Some of these are surprising so be sure to read the fine print! Believe it or not, flooding, fire, earthquake, and natural disasters are often not included in standard home owner's insurance.

Also, even if you own your home outright, having home owner's insurance is important, and with all of the strong policy options available at cheap home insurance rates, there is no reason not to be covered!

Rayven Recommends:
Get a Home Insurance Quote

Are you looking for good prices on home or renter's insurance?

Take a minute and get a free quote. Don't worry. This page will stay open so you can come back and read more tips on Reducing Expenses.

Click here to get a free home insurance quote.

When you rent a home, you may not realize the importance of getting a renters insurance estimate. The landlord should provide home insurance, which covers damage to the house itself. Unfortunately, that policy will not cover the belongings of a renter.

If there is a theft or a natural disaster, your lost personal items will have to replaced out of your pocket. This could be a terrible disappointment if you are a stay at home mom living on a fixed income or working out of your home. Renters insurance may also cover a place for you to stay if your landlord isn't able to or if the house you rent is damaged too badly for you to remain there.

Fortunately, renters insurance is much more affordable than homeowners even though there are some great cheap home insurance rates available. This is because you are only covering possessions and not carrying the burden of insuring the home. Shop around for the best renters insurance estimate. Remember, you will need proof of loss in case of a claim. It's important to document your belongings carefully.

Compare Home Insurance Rates - Ways to Reduce Insurance Costs

In addition to cheap home insurance rates, lots of companies offer discounts. An example of this might be insuring your home through the same company that covers your vehicles which may bring you a better rate.

A security system on your home reduces the chance of theft and can qualify you for a hefty discount. Some states or counties even offer a lower premium on fire insurance if your home is located within a certain distance of a fire hydrant. Most companies will provide a discount if smoke detectors are installed in the home, so compare home insurance rates.

Make sure you are not paying for home owner's insurance based on the total value of your home and land, unless you are in danger of full erosion from flooding. Usually your land itself is not in danger of tornado, theft or fire, so you will only need to insurance to cover the cost of a rebuild. Again, be sure to shop around and take advantage of the best policy with cheap home insurance rates.

Why You Need Insurance

Still doubt that you, a stay at home mom, need a proper homeowners' policy or a renters insurance estimate? Suppose there is a hailstorm accompanied by high winds and rain. Your roof is partially destroyed and there is considerable water damage to your house and property inside the affected area of your home.

If you don't have homeowner's insurance, you have to pay for all the repairs out of pocket, which can be financially crippling. Take advantage of the cheap home insurance rates out there and get covered!

If you rent your home, you still need to be covered for your personal items. Imagine coming home one day only to discover that thieves drove a truck through the side of your house, cleaning out your computer, TV, stereo and heirloom jewelry, the landlords will only be fixing the damage to their property.

You will be liable for replacing your stolen property if it is not recovered, unless you have renter's insurance and the items are listed. Again, this is why it's important to get at least a renters insurance estimate so you know what kind of insurance is available.

As a stay at home mom, you know the importance of taking care of your family. You would never neglect them so don't neglect having insurance on your home and/or belongings. The monthly cost will be minimal compared to your family's peace of mind!
How do you save on home insurance?

tell us what you think

Related Pages

  • Major Medical Insurance
  • Save on Medical Expenses
  • Shopping for Auto Insurance
  • Life Insurance Considerations
  • Home==>Reduce Expenses==>Cheap Home Insurance Rates

    tell us what you think

    Hot Products

    Money Saving Mama

    Couponing: The Extreme Video Course

    Meal Planning Template Kit

    Menu Board Templates

    Money Making Mama

    How to Be an A-List Mystery Shopper

    How to Become a Gestational Surrogate Mother

    On Amazon Kindle

    101 Almost Free Things to Do With Your Kids This Summer

    Meal Plan: Mom's Guide to Saving Money Time Sanity (Money Saving Mama)


    Advertise on Stay a Stay at Home Mom

    Couponing Course

    14 part video course to learn couponing, including workbook and access to resources.

    Surrogate Mother

    Learn how to become a gestational surrogate mother. Lawyers, fees, matching.

    Work w/ Rayven

    Join Rayven Perkins in her network marketing business. Get started for under $20.

    Theme System

    Do you have a theme book for your parties? Increase bookings at your next show.

    Mystery Shopping

    Training on how to make the most of mystery shopping, how to get higher-paying jobs.

    $5,000 Challenge

    Have you joined the $5,000 Money Saving Mama Challenge yet? Learn how to save $5,000+.

    top of the page

    Copyright © 2015 All rights reserved